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Carriers · 21 compared

Carriers, ranked.

01
Beacon Mutual
Fast online landlord and homeowners quotes with strong loss-of-rent terms.
Top pick
92/100
02
Meridian Auto
Competitive auto rates with strong coverage options for everyday and high-mileage drivers.
Top pick
90/100
03
Liberty Shield
Broad personal lines coverage with strong umbrella and life underwriting.
Top pick
89/100
04
Harbor Point
Commercial and landlord specialists with competitive rates for investment properties.
Solid
88/100
05
Sentinel Cyber
Enterprise-grade cyber liability and professional liability coverage for businesses handling sensitive data.
Top pick
88/100
06
Workforce Mutual
Workers' compensation and commercial auto specialists for small and mid-size businesses.
Top pick
88/100
07
Ironclad Business
Specialist in small-business liability with strong professional and BOP options.
Top pick
87/100
08
Blue Water
Marine and RV specialist with agreed-value hull coverage and on-water towing assistance.
Solid
86/100
09
Cardinal Mutual
Auto, homeowners, and renters under one roof with multi-policy discounts.
Solid
86/100
10
Homestead Condo
HO-6 specialist with competitive loss assessment limits and fast online quoting.
Solid
85/100
11
Fortify
Cyber and general liability coverage bundled for small to mid-size businesses.
Solid
84/100
12
PetWell
Accident and illness pet coverage with a straightforward reimbursement model and short waiting periods.
Solid
84/100
13
Summit General
Broad small-business coverage including landlord, liability, and BOP under one carrier.
Solid
84/100
14
Guardian Mutual
Dependable life and flood coverage backed by solid financial strength.
Solid
83/100
15
OpenRoad
RV and boat coverage with full-timer endorsement and campsite liability included.
Solid
83/100
16
Fleetline
Commercial auto and workers' comp for businesses that run vehicles and employ drivers.
Solid
82/100
17
Clearline Pro
Niche coverage for professional services firms and commercial property owners.
Niche
81/100
18
Companion Care
Flexible pet and travel coverage with customizable deductibles and reimbursement rates.
Solid
81/100
19
National Flood Co
Private flood coverage with shorter waiting periods and higher contents limits than the NFIP.
Niche
80/100
20
UrbanNest
Condo and renters coverage designed for urban unit owners and apartment renters.
Niche
80/100
21
Evergreen Cover
Affordable renters and homeowners coverage with a straightforward digital experience.
Solid
79/100